For decades, music royalty income belonged to labels and institutional funds. Ripe tokenizes catalogs and opens the door — buy a slice from $10, earn your pro-rata share of streaming revenue every Friday.
Streaming pays out roughly $40 billion to rightsholders every year. Almost none of that ends up with retail investors — it disappears into label balance sheets and private royalty funds with seven-figure minimums.
We didn't think that was fair. So we tokenized the cashflows and brought the entry ticket down to ten dollars. Same plumbing as the majors — Spotify, Apple Music, YouTube, Amazon, Deezer, TIDAL — distributed every Friday, on-chain, fully auditable.
If the catalog earns, you earn. Pro-rata, weekly, no middlemen.
Real royalties, real artists, real cadence — wrapped in plumbing that an investor can actually trust.
No aggregators between you and the income. Royalties from Spotify, Apple Music, YouTube, Amazon, Deezer and TIDAL flow into the catalog pool, get split pro-rata, and land in your wallet on-chain.
We don't list everything. Music editors and AI screening work side by side to surface catalogs with proven streaming history and durable income — the tracks we'd put our own money into.
Every share, every distribution, on-chain. Smart contracts are audited. Pro-rata math runs automatically. You can verify a payout the same week it lands.
Built by a founding team that's spent careers at the intersection of music and finance — Stanford GSB, YouTube Music, fintech.

Stanford GSB alumnus and fintech entrepreneur. Built Ripe to open music royalty investing — previously locked behind institutional capital — to anyone with $10.

10+ years at the intersection of music and tech. Former Hip-Hop Curator at YouTube Music. At Ripe, sources and onboards catalogs — ensuring quality assets and fair treatment for artists.

In this exclusive interview, Serge Golovkov, CEO of Ripe Capital, discusses how his platform is democratizing music investment through AI and blockchain. By addressing market liquidity and transparency, Ripe Capital enables both independent artists and everyday investors to participate in the music royalties market with ease. Golovkov highlights the company's rapid growth since 2024 and its vision to become a global marketplace where music rights are traded as seamlessly as traditional stocks.

The music industry faces a multi-billion dollar crisis due to inefficient royalty tracking and inaccurate metadata. High-profile lawsuits, such as Limp Bizkit’s claim against Universal Music Group, highlight how outdated systems often fail to compensate artists fairly. Blockchain technology offers a transformative solution by providing a transparent, decentralized ledger for every stream. While adoption challenges remain, platforms like Ripe Capital are already leveraging blockchain to ensure artists and investors receive accurate, real-time earnings in a more equitable marketplace.

Artificial intelligence is driving a new era of democratization in music investment by making the market accessible to a global audience. Through advanced algorithms and robo-advisors, platforms like Ripe Capital can now identify high-potential tracks early in their lifecycle, offering data-driven insights previously available only to major labels. This shift not only provides artists with new ways to monetize their work but also allows individual investors to enter the music asset class with minimal capital, fostering a more inclusive and transparent financial ecosystem for the entire industry.
Music has always been a great asset class — it just wasn't accessible.
We're building Ripe to be the first place anyone thinks of when they want exposure to music royalties. Simple enough that ten dollars is the only ticket. Transparent enough that every distribution is verifiable on-chain. Curated enough that what you buy is actually worth holding.
We're not there yet. But we're moving fast.