Music royalties. Now open to everyone.

For decades, music royalty income belonged to labels and institutional funds. Ripe tokenizes catalogs and opens the door — buy a slice from $10, earn your pro-rata share of streaming revenue every Friday.

Founded 2024 · Built on Arbitrum

$10

Min entry

52

Payouts / year

2

Catalogs live

0%

Deposit fee
Our mission
A music catalog is a business. Now you can own a slice of one.

Streaming pays out roughly $40 billion to rightsholders every year. Almost none of that ends up with retail investors — it disappears into label balance sheets and private royalty funds with seven-figure minimums.

We didn't think that was fair. So we tokenized the cashflows and brought the entry ticket down to ten dollars. Same plumbing as the majors — Spotify, Apple Music, YouTube, Amazon, Deezer, TIDAL — distributed every Friday, on-chain, fully auditable.

If the catalog earns, you earn. Pro-rata, weekly, no middlemen.

Why Ripe
Built for the way music actually pays.

Real royalties, real artists, real cadence — wrapped in plumbing that an investor can actually trust.

01 / Direct

From streaming to your wallet

No aggregators between you and the income. Royalties from Spotify, Apple Music, YouTube, Amazon, Deezer and TIDAL flow into the catalog pool, get split pro-rata, and land in your wallet on-chain.

Settled every Friday
02 / Curated

Hand-picked. AI-screened.

We don't list everything. Music editors and AI screening work side by side to surface catalogs with proven streaming history and durable income — the tracks we'd put our own money into.

Track-level due diligence
03 / On-chain

Auditable, audited, on Arbitrum

Every share, every distribution, on-chain. Smart contracts are audited. Pro-rata math runs automatically. You can verify a payout the same week it lands.

Smart contracts audited
as featured in
The team
Music people. Fintech operators.

Built by a founding team that's spent careers at the intersection of music and finance — Stanford GSB, YouTube Music, fintech.

Serge Golovkov
Founder
Founder & CEO

Serge Golovkov

Stanford GSB alumnus and fintech entrepreneur. Built Ripe to open music royalty investing — previously locked behind institutional capital — to anyone with $10.

Stanford GSB
Fintech
Tokenization
LinkedIn
ANDRIY ZOZULYA
Music
Head of Music Partnerships

Andriy Zozulya

10+ years at the intersection of music and tech. Former Hip-Hop Curator at YouTube Music. At Ripe, sources and onboards catalogs — ensuring quality assets and fair treatment for artists.

YouTube Music
A&R
Curation
LinkedIn
Press & recognition
What people are writing about Ripe.

exclusive interview

In this exclusive interview, Serge Golovkov, CEO of Ripe Capital, discusses how his platform is democratizing music investment through AI and blockchain. By addressing market liquidity and transparency, Ripe Capital enables both independent artists and everyday investors to participate in the music royalties market with ease. Golovkov highlights the company's rapid growth since 2024 and its vision to become a global marketplace where music rights are traded as seamlessly as traditional stocks.

Founder interview
2026

The music industry faces a multi-billion dollar crisis due to inefficient royalty tracking and inaccurate metadata.

The music industry faces a multi-billion dollar crisis due to inefficient royalty tracking and inaccurate metadata. High-profile lawsuits, such as Limp Bizkit’s claim against Universal Music Group, highlight how outdated systems often fail to compensate artists fairly. Blockchain technology offers a transformative solution by providing a transparent, decentralized ledger for every stream. While adoption challenges remain, platforms like Ripe Capital are already leveraging blockchain to ensure artists and investors receive accurate, real-time earnings in a more equitable marketplace.

Founder interview
2026

Artificial intelligence is driving a new era of democratization in music investment

Artificial intelligence is driving a new era of democratization in music investment by making the market accessible to a global audience. Through advanced algorithms and robo-advisors, platforms like Ripe Capital can now identify high-potential tracks early in their lifecycle, offering data-driven insights previously available only to major labels. This shift not only provides artists with new ways to monetize their work but also allows individual investors to enter the music asset class with minimal capital, fostering a more inclusive and transparent financial ecosystem for the entire industry.

Founder interview
2026
Where we're going

The default way to invest in music.

Music has always been a great asset class — it just wasn't accessible.

We're building Ripe to be the first place anyone thinks of when they want exposure to music royalties. Simple enough that ten dollars is the only ticket. Transparent enough that every distribution is verifiable on-chain. Curated enough that what you buy is actually worth holding.

We're not there yet. But we're moving fast.

$10 minimum
weekly payouts
Withdraw anytime

Making music royalties investable for everyone

Ripe turns music royalty catalogs into tradeable tokens. Buy a fractional stake from $10 and earn weekly streaming royalties — income once reserved for labels and institutional funds.
Get started

key features

01
Safe & secure

We keep your funds secure with audited smart contracts on the blockchain.

02
user-friendly

Our platform is designed to be easy to use, but also effective in earning potential.

03
digital asset diversity

Invest and earn with our diversified portfolio.

featured in
The word 'CLASH' in bold, uppercase gray letters on a transparent background.
The word 'CLASH' in bold, uppercase gray letters on a transparent background.
The word 'CLASH' in bold, uppercase gray letters on a transparent background.
The word 'CLASH' in bold, uppercase gray letters on a transparent background.
The word 'CLASH' in bold, uppercase gray letters on a transparent background.
The word 'CLASH' in bold, uppercase gray letters on a transparent background.
The word 'CLASH' in bold, uppercase gray letters on a transparent background.
The word 'CLASH' in bold, uppercase gray letters on a transparent background.
Serge Golovkov
Founder & CEO

Stanford GSB alumnus and fintech entrepreneur. Built Ripe to open music royalty investing — previously locked behind institutional capital — to everyone, starting from $10.
Featured in TechRound, New York Venture Summit, Mondo NYC.

ANDRIY ZOZULYA
Head of Music Partnerships

10+ years at the intersection of music and tech. Former Hip-Hop Curator at YouTube Music. At Ripe, he sources and onboards catalogs, ensuring quality assets and fair treatment of artists.

press and recognition

Artificial intelligence is fundamentally reshaping the music industry by unlocking new revenue streams and optimizing asset management. From precise catalog valuations to data-driven investment strategies, AI tools are empowering both major labels and independent artists to maximize their market potential. By analyzing historical earnings and global trends, these technologies ensure fairer deals and a more efficient, transparent marketplace for creators and investors alike.
Read full
In this exclusive interview, Serge Golovkov, CEO of Ripe Capital, discusses how his platform is democratizing music investment through AI and blockchain. By addressing market liquidity and transparency, Ripe Capital enables both independent artists and everyday investors to participate in the music royalties market with ease. Golovkov highlights the company's rapid growth since 2024 and its vision to become a global marketplace where music rights are traded as seamlessly as traditional stocks.
Read full
The music industry faces a multi-billion dollar crisis due to inefficient royalty tracking and inaccurate metadata. High-profile lawsuits, such as Limp Bizkit’s claim against Universal Music Group, highlight how outdated systems often fail to compensate artists fairly. Blockchain technology offers a transformative solution by providing a transparent, decentralized ledger for every stream. While adoption challenges remain, platforms like Ripe Capital are already leveraging blockchain to ensure artists and investors receive accurate, real-time earnings in a more equitable marketplace.
Read full
Artificial intelligence is driving a new era of democratization in music investment by making the market accessible to a global audience. Through advanced algorithms and robo-advisors, platforms like Ripe Capital can now identify high-potential tracks early in their lifecycle, offering data-driven insights previously available only to major labels. This shift not only provides artists with new ways to monetize their work but also allows individual investors to enter the music asset class with minimal capital, fostering a more inclusive and transparent financial ecosystem for the entire industry.
Read full

Our
Goal

Black and white photo of a man wearing sunglasses and a patterned hoodie standing with a microphone hanging in front of him.
Ripe aims to change the way people invest in music royalties. We want our platform to be the first choice for those looking to diversify their investment portfolios in a simple and efficient way.
Black and white photo of a man wearing sunglasses and a patterned hoodie standing with a microphone hanging in front of him.

Careers

Looking to be part of a team changing how we invest in music? We're growing and need new talents to make it happen.
Join us

Careers

Looking to be part of a team changing how we invest in music? We're growing and need new talents to make it happen.
Join us